Author: josh.overmyer

Aggregation of Marginal Gains

The guys on the ChooseFI podcast talk about it all the time, how life doesn’t just suddenly become wonderful overnight. Each and every small change or improvement we make adds up and compounds over a lifetime. And because of the power of the Aggregation of Marginal Gains, Brad posts a prompt every Friday morning asking … Continue reading "Aggregation of Marginal Gains"

Lessons from Adventures to FI

In October 2019, I attended the inaugural Adventures to FI Retreat in Whitefish, Montana, where nearly 50 FI-seekers from around the US and Canada got together for a weekend of thoughtful interaction and deep thinking. While I have never been good at taking notes in school or in meetings at work, I knew that this … Continue reading "Lessons from Adventures to FI"

Adventures to FI Retreat

Joe Dirt famously said “Life’s a garden. Dig it!” But what happens when you neglect your garden? Your chosen plants wilt and die, quickly replaced by weeds. If your life is indeed a garden, and you neglect the parts that make it fun and enjoyable, you’ll get overrun by weeds. Jillian Johnsrud reminded us that … Continue reading "Adventures to FI Retreat"

Weekend in Key West

I have lived in Southwest Florida for over 15 years, but it wasn’t until November 2019 that I finally visited one of the most famous locations in South Florida – Key West. Due to its location at the literal end-of-the-road in the Florida Keys, Key West is approximately 6 hours away from Fort Myers by … Continue reading "Weekend in Key West"

Chase Shutdown

As you may know, I have been a big proponent of travel hacking for the past several years. I started in 2016, back when I was working a job with no paid time off (no vacation, no sick, no paid holidays), so my goal was to just get started slowly, earn a few bonuses, and … Continue reading "Chase Shutdown"

My DIY bathroom remodel

I bought my townhouse in April 2006 from a husband and wife duo; she was a Realtor and he was a contractor. They would buy properties together and flip them. This property was one they initially bought for their 19-year-old daughter to live on her own for the first time, but that only lasted a … Continue reading "My DIY bathroom remodel"

Drank the Emergency Fund

There is a widely-cited statistic that 40% of Americans cannot pay an unexpected $400 emergency. Are you one of these people without an Emergency Fund capable of footing that bill? Have you ever stopped to think that maybe you drank it? So before everyone criticizes me for being crass, this is really just another take … Continue reading "Drank the Emergency Fund"

My site is gone

In an attempt to transfer my hosting from WordPress to BlueHost, I lost my whole site. At first, I was distraught – over two years of blogging and over 26,000 page views lost in an unfortunate accident. But as I’ve thought about it for the past 3 weeks, it is a blessing. Much of what … Continue reading "My site is gone"