Student Loans Delayed Me
I’m must admit, I’m in a pretty fortunate position. I was the first person in my family to go to college, and first to graduate. Within a year of graduation, ...
February 12, 2020
It was 22 years ago last week, during the annual high school basketball County Tourney. I was a freshman in high school, trying to sit with the cool kids in ...
January 14, 2020
Aggregation of Marginal Gains
The guys on the ChooseFI podcast talk about it all the time, how life doesn’t just suddenly become wonderful overnight. Each and every small change or improvement we make adds ...
January 4, 2020
It was my birthday last Thursday, and instead of wallowing in self-pity that I’ve now hit my Upper Thirties, I wanted to share a running list of the items or ...
January 2, 2020
In past years, I set goals for the upcoming year. In January 2017, I wrote a letter to myself using FutureMe.org, mostly related to beating my financial progress from 2016, ...
December 17, 2019
Becoming a lifelong learner was not something I ever envisioned for myself. Sure, I enthusiastically worked ahead on learning multiplication tables in Kindergarten at my grandmas kitchen table, and I ...
December 16, 2019
Going against the grain
A common focus in many personal finance articles is the eradication of debt, no matter what the interest rate the borrower is paying. Sure, there’s some quibbling about which order ...
October 3, 2019
Meeting Minimum Spend
If you’ve ever contemplated opening a credit card for the sign-up bonus, you’re probably aware of some of the terms: “Spend $x,000 in 90 days to receive xx,000 points/miles”. I’ve ...
September 28, 2019
FinCon is like a college reunion
Growing up, I had a lot of good friends, but never really any close friends. I attended multiple proms as a friend ask, not because I was ever actually dating ...
September 18, 2019
Goodbye Personal Capital
I'm no stranger to using web apps to track my personal finances. I currently have 3,417 days of history saved on Mint.com, which I only started using after an earlier ...
August 20, 2019