Category: Personal Finance

Save money at restaurants

This isn’t going to be telling you to order water to save $3, although I already covered that in Drank the Emergency Fund. These tips were ones I came up with in a pitch to a freelance writer friend about a year and a half ago, and I’m not sure they were ever published, so … Continue reading "Save money at restaurants"

Soured on Precious Metals

Originally drafted July 11, 2016. In an attempt to become a diversified investor, I began purchasing precious metals in mid-2012. Earlier, in 2011, Silver had touched $50 to match the all-time high experienced in the 1980s, and Gold had broken out to new highs above $1900. By the time I started investing, Silver had retreated … Continue reading "Soured on Precious Metals"

My mortgage payment jumped 10%

In the world of Personal Finance media, there is a never-ending battle between renting and owning the home that you live in. This article is not going to get into that. I followed the traditional advice and followed “The American Dream” to buy my own home just 11 months after college graduation. That’s almost been … Continue reading "My mortgage payment jumped 10%"

Lifetime Wealth Ratio

Have you ever wondered how much you have made (from W-2 income) in your life? If you started as a teenager like me, it can be hard to remember allllllll the way back to the stone ages (1990s – before the iPhone was invented and every teenager dreamed of crafting the perfect AIM away message)… … Continue reading "Lifetime Wealth Ratio"

2020 Goals recap

Recapping 2020 Goals (which, TBH was a very hard year to meet any goals). Here is what I wrote in my final post of 2019: Looking ahead to 2020, I already have 2 trips planned for January, 1 in March, and hope to take many more. I’ll attend CampFI Southeast Week 2 in Gainesville again, … Continue reading "2020 Goals recap"

Aggregation of Marginal Gains

The guys on the ChooseFI podcast talk about it all the time, how life doesn’t just suddenly become wonderful overnight. Each and every small change or improvement we make adds up and compounds over a lifetime. And because of the power of the Aggregation of Marginal Gains, Brad posts a prompt every Friday morning asking … Continue reading "Aggregation of Marginal Gains"

Adventures to FI Retreat

Joe Dirt famously said “Life’s a garden. Dig it!” But what happens when you neglect your garden? Your chosen plants wilt and die, quickly replaced by weeds. If your life is indeed a garden, and you neglect the parts that make it fun and enjoyable, you’ll get overrun by weeds. Jillian Johnsrud reminded us that … Continue reading "Adventures to FI Retreat"