Financial Independence – JoshOvermyer.com

The Secret Superpower of the Mini-Retirement

In this crazy era, filled with work-from-home/e-learning, Covid-19 disruptions, and the Great Resignation, it seems like more people than ever are interested in taking a mini-retirement. The much-touted benefits of a mini-retirement include taking time to relax and decompress from stressful work (and life) situations, maybe doing some travel (when it is safe to do … Continue reading

Gap Year travels – Fall 2021

Thank you to those who’ve already read the first 2-ish months of my gap year travels. If you haven’t yet, you may want to go start there and come back. August This month wasn’t a very big month of traveling for me, since I had just done the 20-day road-trip in July, but I did … Continue reading

Gap Year travels – first 2ish months

I quit my job in June 2021, just as things seemed to be opening up to travel again (thanks Vaccines!) but before the myriad of variants started showing up and making things difficult. But I’m going to start a little bit earlier, since my gap year travels actually started before my last day of work. … Continue reading

Lifetime Wealth Ratio

Have you ever wondered how much you have made (from W-2 income) in your life? If you started as a teenager like me, it can be hard to remember allllllll the way back to the stone ages (1990s – before the iPhone was invented and every teenager dreamed of crafting the perfect AIM away message)… … Continue reading

Change

It’s the beginning of a new year, which always seems to be people’s favorite time to start some new habits or make other (big or little) changes in their lives. We’re installing a new Presidential administration later this month (despite what the incumbent and his cult would have us believe). Gyms (if allowed to be … Continue reading

Purple Lessons

As you may know, I’m part of a group of nerds who writes about money on the internet. We find joy in helping others avoid some of our missteps, find better bank accounts and credit cards, and some of us aspire to retire early. One of my favorite money nerds is doing just that! On … Continue reading

Superfan

It was 22 years ago, during the annual high school basketball County Tourney. I was a freshman in high school, trying to sit with the cool kids in the student section, with one eye on the basketball games and one eye on the cheerleaders. Back in middle school, I’d been on the basketball teams in … Continue reading

FinCon is like a college reunion

Growing up, I had a lot of good friends, but never really any close friends. I attended multiple proms as a friend ask, not because I was ever actually dating my prom date. This continued in college, where even in my degree program where we took over half of our courses with the same 20-25 … Continue reading

Lessons from Adventures to FI

In October 2019, I attended the inaugural Adventures to FI Retreat in Whitefish, Montana, where nearly 50 FI-seekers from around the US and Canada got together for a weekend of thoughtful interaction and deep thinking. While I have never been good at taking notes in school or in meetings at work, I knew that this … Continue reading

Adventures to FI Retreat

Joe Dirt famously said “Life’s a garden. Dig it!” But what happens when you neglect your garden? Your chosen plants wilt and die, quickly replaced by weeds. If your life is indeed a garden, and you neglect the parts that make it fun and enjoyable, you’ll get overrun by weeds. Jillian Johnsrud reminded us that … Continue reading