josh.overmyer

Cruise tips from a frequent cruiser

I went on my first cruise in March 2008 on the biggest cruise ship in the world (at that time), Royal Caribbean’s Freedom of the Seas. I was part of a group of 17 people, traveling together to celebrate my sister’s then-future-in-laws 25th wedding anniversary. We had such a great time that we came back … Continue reading

My horrible house story v2.0

As the title implies, this is the second time I’ve written out my horrible house story. I wrote the original one in 2017 but the story keeps evolving and I also lost the original version when I migrated my blog – womp womp. I will try to be a little more concise with this attempt, … Continue reading

Moves to make in a down market

April and May of 2022 were ROUGH months in the US stock markets. As I’m writing this, the month of May closed on a high note, but that came after 8 consecutive losing weeks, where the S&P briefly touched an intra-day low of 20% below the recent peak, which is the technical definition of a … Continue reading

The Secret Superpower of the Mini-Retirement

In this crazy era, filled with work-from-home/e-learning, Covid-19 disruptions, and the Great Resignation, it seems like more people than ever are interested in taking a mini-retirement. The much-touted benefits of a mini-retirement include taking time to relax and decompress from stressful work (and life) situations, maybe doing some travel (when it is safe to do … Continue reading

Save money at restaurants

This isn’t going to be telling you to order water to save $3, although I already covered that in Drank the Emergency Fund. These tips were ones I came up with in a pitch to a freelance writer friend about a year and a half ago, and I’m not sure they were ever published, so … Continue reading

Gap Year travels – Fall 2021

Thank you to those who’ve already read the first 2-ish months of my gap year travels. If you haven’t yet, you may want to go start there and come back. August This month wasn’t a very big month of traveling for me, since I had just done the 20-day road-trip in July, but I did … Continue reading

Gap Year travels – first 2ish months

I quit my job in June 2021, just as things seemed to be opening up to travel again (thanks Vaccines!) but before the myriad of variants started showing up and making things difficult. But I’m going to start a little bit earlier, since my gap year travels actually started before my last day of work. … Continue reading

Pelagic birds and flying fish

On my Eastern Caribbean cruise vacation last week, I had the benefit of having a balcony cabin. Since the weather was a perfect 27°C/81°F nearly every day of the voyage, I spent a considerable amount of time on my balcony, especially on sea days. From my vantage point on the 10th deck, the water below … Continue reading

Gap Year Inspirations

I’m starting this off with an apology to anyone reading, since I have gone completely silent on the blog since May 2021, right before I quit my job to take a gap year. As I detailed in “Getting Real with you,” I was taking this gap year to destress and decompress after a pretty rough … Continue reading

Getting real with you

You may or may not know that I’ve been blogging intermittently for over 5.5 years. My first blog was super unsuccessful, not surprisingly, since the web address was soyouwanttobefinanciallyindependent.wordpress.com. I wrote under a nom de plume, a nickname from college, and I quickly got bored writing a few things here and there but not being … Continue reading