I’m a mid-30s, single guy, originally from rural Indiana. After college, I moved to Fort Myers, Florida, but I bought a house in 2006 at the peak of the housing boom. My unfortunate timing was compounded by a residential burglary in 2008 and losing my job in 2009, but this series of events caused me to realize how much money I had wasted on trivial things, and I began to concentrate on the parts of my money situation that I could actually control.

Overmyer headshot

Since beginning to take my personal finances seriously in 2010, I have increased my net worth from -$150,000 to over $245,000 (as of May 2018), while working government jobs that paid between $40k-64k per year.